Multidisiplin Paradigma Journal

Analisis Faktor Penyebab Kredit Macet Pada Pt. Bpr Weleri Makmur Semarang

2025-05-17T13:33:02+07:00

This study aims to determine the external and internal factors of the bank towards bad debts at PT. BPR Weleri Makmur Semarang. The research method used in this study is descriptive qualitative. Data collection was carried out using several stages, namely primary data obtained by questionnaires and secondary data obtained through literature studies obtained from the company. The population in this study were bad credit customers at PT. BPR Weleri Makmur Semarang in 2023 - 2024, totaling 222 people and 15 respondents.

Analisis Faktor-Faktor Yang Memengaruhi Pertumbuhan Dana Pihak Ketiga Di Pt. Bank Tabungan Negara (Persero) Tbk Kantor Cabang Magelang: Peran Suku Bunga, Layanan Digital, Loyalitas Nasabah

2025-05-17T13:35:44+07:00

Third-Party Funds (DPK) are one of the key indicators in assessing the sustainability and growth of the banking sector. This study aims to analyze the factors influencing the collection of DPK at PT. Bank Tabungan Negara (BTN) (Persero) Tbk, Magelang Branch, focusing on interest rates, digital banking services, and customer loyalty. The research employs a quantitative approach. Data are obtained from bank financial reports, and interviews with relevant parties. The results indicate that interest rates significantly influence the increase in DPK, where higher deposit interest rates contribute to a greater amount of funds collected. Digital banking services also play a role in increasing customer interest in depositing funds, particularly by providing ease of access and transaction efficiency. Customer loyalty is proven to strengthen DPK collection, as customers with high trust in the bank tend to maintain and increase their deposits.

Analisis Efektivitas Realisasi Anggaran Di Kantor Kecamatan Temanggung Tahun 2021-2024

2025-05-17T13:30:01+07:00

Budget realization reports are very important for an agency or institution, budget reports have a function to find out how the financial condition of a company or institution. This study aims to analyze the effectiveness of budget realization reports at the Temanggung District Office during the 2021-2024 period. Data was obtained from the financial statements of the Temanggung District Office and interviews with relevant employees. The results showed that there were variations in the level of budget absorption each year which were influenced by various factors, such as changes in government policy, administrative efficiency, and budget planning. This study aims to provide recommendations to improve the effectiveness of budget management so that it is more optimal